Index - Debt Collection
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GUSTAFSON LAW OFFICE
INDEX - COLORADO DEBT COLLECTION

WELCOME Phone (719) 260-1002 Fax (719) 260-1003 

perhaps I will become your attorney
Address  *  Maps  *  Directions
 

Robert D. Gustafson  *  Attorney at Law  *  Colorado Springs
Business Hours  *  Attorney Availability  *  Trade Area
 
Toll Free (800) 410-1002
 
 

INDEX

COLORADO DEBT COLLECTION

Colorado Springs Attorney - Trial Practice 25+ Years Colorado State Courts & Colorado Springs Municipal Court
PRELIMINARY MATTERS INSUFFICIENT FUNDS - NSF CHECKS
LITIGATION REPLEVIN & LIEN FORECLOSURE
ATTORNEY POLICIES
 Cases Outside Colorado Springs - Travel
No Pro Bono Assistance  *  No Installment Payment
 Legal Advice Limited to Clients - Not General Public
Representation Now - Another Attorney or Self
Attorney Representation & Declined Matters

Post Judgment - Enforcement or Appeal
 
PRIVATE ATTORNEY
NOT
A COLLECTION AGENCY

I will represent creditors only collecting accounts receivable or debt

  if you are a consumer or debtor defending against a creditor claim
please do not email or call seeking advice or representation
you may click the stop sign to find
a lawyer anywhere
 

        Colorado Debt Collection, skip tracing. Fair Debt Collection Practices Act, overshadowing, debtor's right to cure, statutory interest. litigation, lawsuits, promissory note, oral contract, written contract, quantum meruit, unjust enrichment, judgment, garnishment. insufficient funds checks, NSF checks, replevin, liens, lien foreclosure, statutes of limitations, litigation, levy & execution.

WEBSITE TOPICAL INDEXES
  

ALCOHOL & DUI  OFFENSE TRAFFIC OFFENSE / INFRACTION
CRIMINAL LAW DOR - DMV
FAMILY LAW DEBT COLLECTION
ATTORNEY MATTERS COMMUNITY RESOURCES & LINKS

FOLLOW OVERVIEW - TOPICAL LINKS TO SUBSTANTIVE PAGES
to facilitate loading speed, debt collection matters have been separated into multiple pages
 

 

PRELIMINARY MATTERS
Colorado Debt Collection

 
NOTICE AND DISCLAIMER GENERAL INFORMATION SKIP TRACING & ASSET TRACE RIGHT TO CURE
Notice of Right to Cure Cure of Default CO-MAKER NOTICES FAIR DEBT COLLECTION PRACTICES
Collection Conduct Validation of Debt Overshadowing Evidence of Notice
STATUTES OF LIMITATIONS INTEREST Statutory Interest Pre Judgment Interest
Post Judgment Interest Interest by Agreement INDEPENDENT SERVICE PROVIDERS DO I NEED AN ATTORNEY?
  ATTORNEY'S FEES AND COSTS WHERE CAN I FIND THE LAW?  
 

LITIGATION
Colorado Debt Collection

 
NOTICE AND DISCLAIMER GENERAL INFORMATION LEGAL OBLIGATION Theories of Obligation
General Evidentiary Considerations Multiple Defendants JURISDICTIONAL LIMITS VENUE
FILING FEES & COURT COSTS COMMENCEMENT OF LAWSUIT Civil Statutes of Limitations COURT PROCEEDINGS OVERVIEW
Default Stipulation in Lieu of Judgment Confession of Judgment Denial of Liability and Trial
Summary Judgment Satisfaction of Judgment INTEREST RECOVERY OF FEES & COSTS
JUDGMENT ENFORCEMENT Garnishment Garnishment Limitations Garnishment of Government
Exempt Property FOREIGN JUDGMENTS LEGAL FORMS - SELF HELP INDEPENDENT SERVICE PROVIDERS
DO I NEED AN ATTORNEY? ATTORNEY'S FEES AND COSTS WHERE CAN I FIND THE LAW?  
 

INSUFFICIENT FUNDS - NSF CHECKS
Colorado Debt Collection

 
NOTICE AND DISCLAIMER DEBTOR'S BANK - RESOURCE LITIGATION - ADMINISTRATIVE CHARGE LITIGATION - PUNITIVE DAMAGES
CIVIL STATUTES OF LIMITATIONS LITIGATION - CRIMINAL CHARGES INDEPENDENT SERVICE PROVIDERS DO I NEED AN ATTORNEY?
  ATTORNEY'S FEES AND COSTS WHERE CAN I FIND THE LAW?  
 

REPLEVIN & LIEN FORECLOSURE
Colorado Debt Collection

 
NOTICE AND DISCLAIMER GENERAL INFORMATION REPLEVIN LIEN FOR LABOR - FORECLOSURE
MECHANIC'S LIENS MATERIALMAN'S LIENS OTHER LIENS CIVIL STATUTES OF LIMITATIONS
INTEREST RECOVERY OF FEES & COSTS INDEPENDENT SERVICE PROVIDERS DO I NEED AN ATTORNEY?
  ATTORNEY'S FEES AND COSTS WHERE CAN I FIND THE LAW?  
 

STATUTES OF LIMITATIONS
Colorado Debt Collection

 
NOTICE AND DISCLAIMER GENERAL INFORMATION STATUTES OF LIMITATIONS JUDGMENT LIENS
NOTICE TO GOVERNMENT DEBT NOT EXTINGUISHED CAUSE OF ACTION - ACCRUAL TOLLING OF STATUTE
Partial Payment Payment Promise Concealment or Absence Involuntary Dismissal WHERE CAN I FIND THE LAW?

ATTORNEY REPRESENTATION
AND DECLINED MATTERS

 
DEBT COLLECTION ATTORNEY'S FEES & COSTS
CRIMINAL DEFENSE DUI DEFENSE & TRAFFIC DEFENSE DRIVER LICENSE DEFENSE
FAMILY LAW & DIVORCE DEBT COLLECTION

COMMUNITY RESOURCES

FIRST CONSULTATION ACCOUNTING STRUCTURE WEBSITE INDEX GATEWAY
ATTORNEY SELECTION RETAINING GUSTAFSON ADVICE BY LAYMEN
 

Colorado Springs

FIRST CONSULTATION - NOTICE

El Paso County

Attorney welcomes representation inquiries however the purpose is not to provide free legal advice to the general public.  Unless seeking to retain counsel, please do not email or call.  Attorney does not provide legal opinions, answers or information in response to questions submitted from non-clients, & attorney is not the phone company 411 center for phone number information.  Given the scope of internet accessibility, I can not be the free "Colorado answer man" and will politely decline such requests.

 Debt collection cases occur across Colorado - please refer to attorney travel. Travel Policies & Trade Area *  Itemized Travel Expenses *  Colorado Map
common fees have been quoted and information provided
attorney is prepared to provide legal representation
attorney comparison is understandable, but before calling
please be prepared to retain if I am counsel of your choice
 

ALTERNATIVES

FIND A LAWYER

if you are seeking the below
please refer to above links for helpful information
sole practitioner attorney does not accept these matters
 

a.  a pro-bono (free) lawyer
b.  an attorney who may take lower fees - economic hardship
c.  an attorney who may take installment payments

 

MID-LITIGATION REPRESENTATION
alternatives and find a lawyer links provided as a courtesy

Attorney Policies
Litigant Pro Se - Attempt to Prepare or Defend Own Collection Lawsuit

1.  Adequate Time.  If sufficient time exists to adequately prepare your collection lawsuit and if prospective client approves this attorney's fees and costs structure, attorney will likely accept representation.  This shall not constitute an offer of representation; attorney and prospective client retain discretion through first consultation.

2.  Insufficient Time.  If you've waited until the eleventh hour and there is not sufficient time to adequately prepare your collection lawsuit before a limitation deadline or contested court hearing, please do not call.  I decline.

3.  Limited Assistance.  Please do not call requesting instruction, directions, legal theory, forms completion or limited document drafting, partial representation, or an explanation of applicable law to assist you in preparation of your own collection lawsuit.  I decline.

Attorney Policies
Representation by Previous Attorney

1.  Current Attorney.  Until an order has entered withdrawing representation by an attorney, an ethical rule violation exists if counsel knowingly speaks to another attorney's client without current attorney's consent.  This ethical rule governs all attorneys.  Please do not call until after you have terminated representation by a former attorney.  After other counsel's withdrawal it may take significant effort for the the new attorney to "catch up."  Please be aware fees and costs will be associated with procuring relevant documentation, the court file and coming up to speed in the case.  Attorney would be less likely to accept a new case on a contingency fee basis in the event of prior representation.

2.  Adequate Time.  If prospective client terminates employment of the former attorney, if sufficient time exists to adequately prepare your collection lawsuit and if prospective client approves this attorney's fees and costs structure, attorney will likely accept representation.  This shall not constitute an offer of representation; attorney and prospective client retain discretion through first consultation.

3.  Insufficient Time.  If you've waited until the eleventh hour and there is not sufficient time to adequately prepare your collection lawsuit before a limitation deadline or contested court hearing, please do not call.  I decline.

4.  Second Opinion.  I will not arm chair quarterback another attorney's case preparation, trial tactics or theory of the case.  Please do not call for a second opinion or an opinion regarding the competence of preparation in your current collection lawsuit.  I decline.

 
 
POST JUDGMENT MATTERS
Attorney Policies
alternatives and find a lawyer links provided as a courtesy
former clients are naturally welcome to call anytime regarding any legal matter

1.  Post Judgment Enforcement.  Prospective client has been awarded a judgment, but it seems like a worthless piece of paper - you've gotten bogged down and are unable to convert the court order to cash.  I will review post judgment requests to enforce a lawful judgment with the goal of acceptance.  Depending on enforcement issues apparent at the time retained, attorney reserves the right to quote fees either upon a contingency basis or hourly basis.  This shall not constitute an offer of representation; attorney and prospective client retain discretion through first consultation.

2.  Appeal.  Prospective client has lost the case through default judgment, summary judgment or trial on the merits, had damages awarded against prospective client or a set-off awarded.  I do not accept debt collection or other civil appeals unless I provided representation during the underlying case in chief at the trial court level and am familiar with the facts, testimony and exhibits received into evidence and meritorious issues for appeal.  That's been my policy for years.  Please do not call or inquire regarding appellate matters if you are not a former client.

 
 
 

ATTORNEY TRADE AREA & TRAVEL
CASES OUTSIDE EL PASO COUNTY
 
GEOGRAPHIC DISTANCE
ECONOMIC CONSIDERATIONS
Colorado is a big state
ease of internet access, email & toll free phone doesn't change that fact

 

Attorney is very willing to travel outside the Colorado Springs area to present or defend a case, but please be aware travel time, mileage and expense would apply.  If you are out of state or unfamiliar with Colorado geography, refer to the map to determine where Colorado Springs is located in relation to the county of your court case or hearing.

Colorado MAP
Southern Colorado Area

If travel is necessary, a trust deposit would be required to cover anticipated travel time, mileage & expenses.  If it is not economically justifiable to retain my services with travel, please contact counsel in the locale of your case.

COUNTIES

CITIES / TOWNS

El Paso County

Colorado Springs / Manitou Springs / Fountain

I welcome new cases.  Intent is not to be harsh
or to discard potential new business, but to be practical.

Chaffee County

Salida

Crowley County Ordway Metro Denver Area
Custer County Westcliffe COUNTIES CITIES / TOWNS
Douglas County Castle Rock City and County of Denver Denver
Elbert County Kiowa / Simla Adams County Brighton / Thornton / Federal Heights
Fremont County Canon City / Florence / Penrose Arapahoe  County Court   District Court Littleton / Centennial / Englewood
Huerfano County Walsenburg Arapahoe County - East Aurora
Las Animas County Trinidad Broomfield County Broomfield
Lincoln County Hugo (county seat) / Limon Gilpin County Blackhawk / Central City
Otero County La Junta Jefferson County Golden / Wheat Ridge
Park County Fairplay
Pueblo County Pueblo
Teller County Cripple Creek / Woodland Park

BEFORE USING ANY INFORMATION IN THIS WEBSITE, PLEASE REFER TO THE BELOW LINKS
NOTICE AND DISCLAIMER
HomePage Disclaimer
 information to website visitors
ATTORNEY ETHICS & CLIENT DISCLOSURES
Prior Convictions or Bad Acts
important warning information before disclosure
CONTACT & PRIVACY
Confidentiality & Privacy Policy
email, and cordless, wireless or cell phones

please feel free to call or email if you are a client or are seeking representation

FREE INITIAL CONSULTATION
not an offer for free legal advice - refer to link for terms
I am a sole practitioner with need to manage my caseload & reserve the right to decline any legal matter

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Serving Colorado Springs Area Zip Codes

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Copyright © 2003 - All Rights Reserved - Document Revised: January 28, 2010
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